Fintech challenges we solve
PCI-DSS and transaction security
End-to-end encryption, tokenization, device fingerprinting and behavioral antifraud built into the product from day one. Ready for PCI-DSS audits and SOC 2 readiness programs.
KYC, AML and regulatory compliance
KYC and KYB onboarding, OFAC and sanctions screening, FinCEN reporting hooks, state money-transmitter flags and audit trails that survive regulator review.
Scale for peak transaction volume
Event-driven architectures on AWS that hold up during payroll, tax season, settlement cycles and product launches - without blowing unit economics.
What we build for fintech companies
Payments, wallets and ACH
Stripe, Braintree, Plaid, Dwolla and ACH/RTP integrations. Consumer and B2B wallets, payment orchestration and reconciliation.
Neobanks and embedded finance
Card issuing with Marqeta, Lithic, Galileo and Unit. Program management, KYC flows, ledger accounting and embedded finance rails for SaaS.
Lending and wealth platforms
Consumer and SMB lending, underwriting integrations, expense management and investment apps. Open banking via Plaid and FDX-compatible APIs.
KYC, AML and compliance tooling
Identity verification (Persona, Alloy, Jumio), sanctions and PEP screening, transaction monitoring and case management dashboards.
Crypto and digital assets
Wallet integrations, on/off ramps, custody integrations and compliance-forward flows (KYC, travel rule) for regulated crypto products.
B2B payments and expense
Accounts payable automation, virtual cards, expense management and procurement tools integrated with QuickBooks, NetSuite and ERPs.
Why nearshore fintech delivery from Brazil
US fintech teams hire us for three reasons: timezone overlap, senior engineering talent, and USD pricing that beats US agency rates without sacrificing compliance maturity. Our engineers work 4-6 hours of overlap with US East Coast, which means real same-day code review and incident response - not the handoff pain of 12-hour-offset offshore teams.
We sign MSA, NDA and BAA-style confidentiality terms, transfer IP 100% on delivery, and invoice in USD. Our fintech stack centers on AWS, TypeScript, Node.js, NestJS, React Native and Next.js, with production experience across PCI-DSS scoped workloads, card issuing, lending and B2B payments.